Sikoia extends its partnerships with open payroll API Mistho

The extension allows financial services providers to access a highly accurate source of customer income data, powering better insights and outcomes.

By Stephen Simmons • 2 min read

London 29th March 2023: Sikoia, the unified data platform for financial services, today announced that it has renewed and extended its existing partnerships with Mistho, the leading provider of Open Payroll connectivity for Europe. This agreement doubles-down on their existing partnership and reflects the increasing demand from consumer lenders, intermediaries, and financial advisors for access to high quality, accurate data to better understand and support their customers throughout their onboarding and due diligence processes.

Stephen Simmons, co-founder and CDO of Sikoia, said, "In many consumer lending scenarios, our clients need to have as accurate a picture as possible of a customer’s financial position to offer them the most appropriate advice. We’re delighted to double-down on our partnership with Mistho, allowing our customers to access Open Payroll information to complement other sources of financial data such as Open Banking data, helping them carry out better counterparty risk assessments. Our customers can access multiple data providers through our integrated marketplace. The extension of our partnership speaks to the quality and completeness of Mistho’s coverage and the value of this data to our clients."

Maximilian Czymoch, co-founder and CEO at Mistho, said “Companies need to have the most complete information on their customers to understand their financial circumstances and offer them the best products. Open Payroll data gives a highly accurate view of consumer income, and is particularly powerful when considered in combination with Open Banking data and consumer credit data. Aggregating these disparate data sources, unifying their output, and making sense of this data is a challenge that we see at many financial institutions and intermediaries. We're excited to extend our existing arrangement with Sikoia to help more companies access payroll information direct from the source.”

About Sikoia:

Sikoia is a category-defining Unified Data Platform (UDP) and orchestration layer that enriches and aggregates customer data from disparate sources and systems to automate compliance and risk processes, such as customer onboarding and verification, or portfolio monitoring. Client engagement and risk operations teams use the Sikoia Portal to access a fully-enriched, 360° view of the customer, and power operational efficiencies, delivering faster decisioning and powering best-in-class customer experiences. For more information, visit

About Mistho:

Mistho offers the first open payroll API for Europe, that enables consumers to easily access and share their salary and employment information with third parties such as banks, insurance companies, lenders and others at the click of a button. Their goal is to help businesses build the best consumer experiences in the fintech world that require income information, by offering a digital, directly embedded income verification tool that asks the end consumer to do no more than log in to their payroll portal. For more information, visit


Stephen Simmons

Co-Founder & CDO, UK

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