AI-powered customer verification for financial services

80% of customer data is fragmented and buried in documents. Sikoia turns manual verification into fast, automated workflows - reducing manual effort, cost, and risk.

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What would you do with more time?

How our customers achieve excellence with Sikoia

Better customer experience

Cutting the delays caused by manual checks and document errors.

Modernised verification

Automates key parts of the mortgage verification process, including document handling, and affordability checks.

Automate document verification

Reducing journey friction- enabling faster, simpler confirmation of income and employment.

Stronger compliance, lower Risk

Automates onboarding while ensuring top-tier security and regulatory compliance.

Improved accuracy and efficiency

Automates budget planner, income verification, employer checks to improve operational accuracy.

Time consuming admin eliminated

Seamless automation enhancing service, trust, and transparency in specialist finance.

AI-powered customer verification for financial services

80% of customer data is fragmented and buried in documents. Sikoia turns manual verification into fast, automated workflows - reducing manual effort, cost, and risk.

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99.8% Productivity Boost

Tandem cuts processing times from 30 minutes to seconds and enhancing accuracy for brokers and customers.

Freed up time

Reduce paperwork, save time, and let brokers and lenders focus on what truly matters—serving their customers.

Time consuming admin eliminated

Seamless automation enhancing service, trust, and transparency in specialist finance.

What would you do with more time?

How our customers achieve excellence with Sikoia

Faster income verification​

Tandem reduced income document processing time from 30 minutes to seconds - without compromising accuracy.

Freed up valuable time

Reduce paperwork, save time, and let brokers and lenders focus on what truly matters - serving their customers.

Improved broker workflows

More than just automation - transforming underwriting for speed, accuracy, and efficiency.

Intelligent Data and Risk Layer

Transformative solutions for your sector

Enhance your business operations with our tailored approach, designed to streamline processes, spur growth, and improve customer experiences - all while staying compliant.

Mortgages

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Cut administrative time and costs by 75% with our AI-powered solutions. Our system automatically processes mortgage application documents, providing instant checks on income, employment, affordability, and more.

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Motor Finance

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Automated income and affordability verification for car finance lenders and brokers. Combine documents and Open Banking in a single flow and approve even complex cases in seconds.

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Consumer Lending

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Automate income and affordability checks using open banking or by uploading bank statements and payslips. Navigate customer duty requirements with auditable suitability decisions.

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Tenant Referencing

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Streamline your referencing process with instant income, employment, and affordability verification. Identify red flags early with real-time risk indicators and reduce client touchpoints without compromising on compliance. Accelerate decisions, minimise manual work, and deliver a smoother experience for both agents and tenants.

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Regulated Businesses

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Simplify customer and business authentication, reducing client touchpoints and friction while maintaining compliance. Our system orchestrates automated checks tailored to your specific regulatory needs and risk policies.

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SOLUTIONS

Improve your verification processes with our automated solutions

AI-powered Document Insights

Instantly verify proof of income, employment, address, and affordability from customer-provided documents in seconds using our library of industry-specific models and AI-powered insights.

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Customer Evaluation Dashboard and API

Efficiently manage and evaluate customer data through a central hub. Access data from credit bureaus, open banking, and AML screening. Trigger verification flows and examine all customer data in one place.

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Smart KYC Checklists

Automate eligibility and suitability assessments to ensure policy compliance. Use decision automation and dynamic checklists that update with new customer data for efficient verification and approval.

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Michelle

Reliable, personable service and easy to use

We have been using Sikoia for a year now and have been impressed by their service, the platform is easy to use and can provide a knowledge of information covering a wide range of countries and individuals. Our account manager is very friendly and is always available to help via email or a meeting. We look forward to continuing a long relationship with them.

Michelle
Compliance Coordinator, Established B2B payments provider
Benjamin

Empowering faster, smarter decisions

"Sikoia enables Myos to make better yet faster decisions in a critical domain of our business, ensuring a robust approach as we expand in Europe."

Benjamin
CFO & Founder
Andres

The go-to choice for risk operations teams

"Sikoia's Unified Data Platform provides a centralised hub allowing us to gather and examine all the information we need to assess an application in a single place, making it much quicker and simpler to evaluate each application."

Andres
Co-founder & CFO
Philipp

Providing instant client insights

"AAZZUR’s clients […] benefit from the instant customer insights gifted to them by Sikoia’s enrichment and verification solutions"

Philipp
CEO
Intelligent VERIFICATION Layer

Powerful reconciliation and process automation

Eliminate the hassle of reconciling and verifying customer data from unorganised spreadsheets, outdated systems or documents. Our platform automates your key verification evaluations, whether that’s related to business or consumers, saving you time and reducing customer friction.

Deep-dive in our Solutions

Explore real-world case studies, industry insights, and product deep dives that show how financial services are using Sikoia to streamline and scale their customer journeys.