Automate your customer verification

Validate customer data and documents, and generate relevant insights in seconds. Easily integrate our solutions in your systems or leverage our user-friendly, ready-to-go dashboard.

WHAT WE DO

Unified Data,
Automated Insights, Standardised Decisions.

Sikoia is a SaaS platform that automates customer verification for financial services. By aggregating customer data from various digital and document-based sources, we automate the verification process, generate valuable insights, and ensure consistent decision-making.

Our impact, in our clients' own words

Best in breed Document Processing solution

“Mutual Vision wants to offer cutting-edge, next-generation technology. We always aim to work with best-in-class providers, and we adopt or recommend partners where relevant. Sikoia are, therefore, a natural fit for Mutual Vision. They're offering best in breed solutions, and we want to work in partnership with them.”

Tim
CEO, Mutual Vision

The solution for streamlined KYC/KYB

"Our customer experience and the strength of our onboarding evaluations are what set us apart, and Sikoia has helped us maintain both. With Sikoia, we’ve been able to integrate essential data and capabilities for robust KYC/KYB assessments, all while preserving our unparalleled user experience.​"

Anthony
CPO, Verto

The solution for streamlined KYC/KYB

"We are very happy with Sikoia and we would select them again today. Their international data coverage and platform meet our needs, and we are expanding our usage to assess businesses globally." ​

Alix
Principal, MassMutual

Empowering smarter, faster decisions

"Sikoia enables Myos to make better yet faster decisions in a critical domain of our business, ensuring a robust approach as we expand in Europe."

Benjamin
CFO, Myos

Reliable, easy to use
and personable service

"We have been using Sikoia for a year now and have been impressed by their service, the platform is easy to use and can provide a knowledge of information covering a wide range of countries and individuals. Our friendly account manager is always accessible. We look forward to a continued partnership."

Michelle
Compliance Coordinator, B2B payments
company onboarding merchants globally

Powerful KYC enabling seamless mortgage decisions

“Sikoia allows us to integrate the identity data and financial insights we need into our consumer journey quickly and simply, helping us make home ownership accessible to more young people than ever before.“

Vincent
CEO, Jrny

Modernise your customer journey and back-end processes

Streamline data entry for customers

Pre-populate your application forms to minimise customer input, ensuring accurate data submission on the first attempt. Reduce customer drop-offs by 20% by removing unnecessary friction.

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Verify and analyse documents efficiently

Automate customer checks—such as income, affordability, and address verification—directly from the source, be it customer documents, open banking or public registries.

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Mitigate risks with consistent checks

Generate auditable, consistent decisions to reduce subjectivity and manual errors, thereby mitigating both operational and regulatory risk.

Intelligent Data and Risk Layer

Transformative solutions for your sector

Enhance your business operations with our tailored approach, designed to streamline processes, spur growth, and improve customer experiences - all while staying compliant.

Mortgages

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Streamline your mortgage process, swiftly reducing administrative work from hours to minutes. Make informed, precise decisions with our customisable affordability and verification tools. Speed up loan approvals while significantly reducing errors and fraud risks.

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Business Payments

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Navigate KYB challenges swiftly and accurately, while staying compliant in a dynamic international regulatory environment. Efficiently process high volumes without overlooking crucial details. Achieve a perfect balance between strict compliance and delivering outstanding customer experiences.

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SME Lending

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Speed up your lending decisions with immediate access to comprehensive company registration, financial, and AML data using only a company name. Streamline the prequalification process and approve applicants faster. Enhance the accuracy and speed of your decisions to expand your customer base effectively.

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Consumer Lending

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Perform automated affordability checks using open banking or bank statements while seamlessly navigate consumer duty requirements with auditable suitability decisions.

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Regulated Businesses

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Simplify customer and business authentication, reducing client touchpoints and friction while maintaining compliance. Our system orchestrates automated checks tailored to your specific regulatory needs and risk policies.

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SOLUTIONS

Improve your verification processes with our automated solutions

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AI-powered Document Insights

Instantly verify proof of income, employment, address, and affordability from customer-provided documents in seconds using our library of industry-specific models and AI-powered insights.

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Customer Evaluation Dashboard and API

Manage and evaluate customer data more efficiently through a centralised hub. Access all the data you need, from credit bureaus and open banking to AML screening. Trigger additional verification flows and examine all your customer data in one place.

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KYB/C Decisioning Engine

Automate eligibility and suitability assessments to ensure policy compliance. Deploy decision automation and dynamic checklists for consumers and businesses, automatically updating with new customer data for efficient verification and approval.

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Michelle

Reliable, personable service and easy to use

We have been using Sikoia for a year now and have been impressed by their service, the platform is easy to use and can provide a knowledge of information covering a wide range of countries and individuals. Our account manager is very friendly and is always available to help via email or a meeting. We look forward to continuing a long relationship with them.

Michelle
Compliance Coordinator, Established B2B payments provider
Benjamin

Empowering faster, smarter decisions

"Sikoia enables Myos to make better yet faster decisions in a critical domain of our business, ensuring a robust approach as we expand in Europe."

Benjamin
CFO & Founder
Andres

The go-to choice for risk operations teams

"Sikoia's Unified Data Platform provides a centralised hub allowing us to gather and examine all the information we need to assess an application in a single place, making it much quicker and simpler to evaluate each application."

Andres
Co-founder & CFO
Philipp

Providing instant client insights

"AAZZUR’s clients […] benefit from the instant customer insights gifted to them by Sikoia’s enrichment and verification solutions"

Philipp
CEO
Intelligent VERIFICATION Layer

Powerful reconciliation and process automation

Eliminate the hassle of reconciling and verifying customer data from unorganised spreadsheets, outdated systems or documents. Our platform automates your key verification evaluations, whether that’s related to business or consumers, saving you time and reducing customer friction.

Explore our Product Sheet

Want to dive deeper into our Solution? Our Product Sheet is your go-to resource for a comprehensive breakdown of what we offer. From the cutting-edge processes to the actionable insights generated.

Download our Product Sheet

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