AFFORDABILITY INSiGHTS

Instant customer affordability and budget insights

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    Plug-and-play with multiple types of customer bank data, from PDF bank statements to open banking

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    Recognise income and expenses in a standardised and consistent format

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    Unique library of data models and templates to recognise anomalies

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In today's competitive financial landscape, digitisation and process automation are essential. Open Banking has transformed data access, but that's just part of the equation. Introducing Sikoia's Affordability Insights. It automatically derives sophisticated analyses from Bank Statements and Open Banking alike.  

Win with a competitive advantage

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Reduce time spent from days to seconds

Improve financial analysis and affordability checks with our integrated transaction categorisation engine, enabling more streamlined and accurate affordability assessments.

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Enhance your customer experience

Enhance customer experience with minimal data input and intelligent automation for accuracy, Consumer Duty support, trust, and satisfaction.

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Robust risk management

Enhance risk controls by standardising and automating processes at scale. Shift from spot checks to a risk-based approach, improve efficiency, and leverage our integrated audit capabilities to track compliance.

Tangible results from day one

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75% efficiency gains

Reduce manual reviews for brokers and underwriters, significantly boosting efficiency and customer focus. Our innovative tools support a remarkable 75% workflow boost, enabling quicker and smarter decisions.

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20% conversion increase

Streamline your verification process by accepting applications without necessarily requiring Open Banking connections, improving customer inclusivity and accessibility.

Reduce transaction tampering fraud

Combat fraud by quickly cross-validating data to identify, investigate, and address any inconsistencies.

ROI CALCULATOR

Unveil Sikoia's power

Boost your bottom line with efficient automation of customer bank data categorisation to automatically run affordability insights and flag common risk factors, uncover cross-selling chances, and supercharge efficiency.

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    Extraction success rate of 98%

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    75% estimated efficiency gains

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    £ savings depending on your current processes

See the benefits for your own business – simply enter your estimates into the calculator to see the impact Sikoia can have.

Unlocking richer financial insight

    Sikoia’s Affordability Insights combines configurable categorisation and analysis with universal bank transaction ingestion, using multiple types of data provided by your customers. Effortlessly extract vital data to support comprehensive analysis, streamlining complex tasks such as loan assessments, affordability checks, cross-validations, and more. Sikoia lets you digitise and automate complex financial workflows.

    Getting started is easy

    Our sign-up is quick, giving you instant access to a 2-week free trial. No obligations, just pure exploration.

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