Access comprehensive company overviews and financial data instantly with just a company name
Prequalify your top of funnel and approve applicants more quickly
Make more accurate decisions more quickly and increase your customer base
Swiftly acquire customer financial data, including transactions, affordability, credit scores, and accurately assess lending capacity.
Implement formal due diligence and rule setting, with our robust AML and Customer Due Diligence capabilities.
Upgrade from manual and time-consuming processes to automated risk assessment, making accurate loan decisions faster.
Unlike one-size-fits-all solutions, Sikoia's provider-agnostic platform enables seamless integration of your preferred data sources and partnerships, ensuring a custom solution for optimal business outcomes.
Benefit from a single access point with our unified dashboard and API integration that supports and elevates your existing processes. Centralise and unify applicant identity and financial data, data extracted from company and financial documents, and multiple other sources, ensuring a comprehensive overview.
Gain immediate insights from bank data, standardised across Open Banking and PDF Bank Statements. With tailored transaction categorisation and configurable flags and risk indicators, we reduce errors, power accurate affordability assessments and pick up on document tempering.
Implement and automate rules to encode your organisation's unique internal policies using Sikoia's Decisioning Automation. Ensure that every case review is in perfect alignment with your organisational priorities and risk appetite, all within a fully traceable and scalable framework.
Improve your conversion rates by minimising customer touchpoints, and making decisions faster.
Automate routine assessments, allowing your team to concentrate on the most intricate cases, thereby improving decision-making efficiency.
Enhance your risk management practices with our comprehensive toolkit, improving your ability to convert more customers in a standardised, repeatable manner.
In the demanding world of SME lending, where risk management and time efficiency are critical, lenders are typically beset by challenges. Sikoia gives you instant access to vital company overviews and financial data, all from just a company name. With integrated KYC and AML data checks, Sikoia's technology ensures that you operate within compliance boundaries while drastically increasing lending and credit approvals. It's time to leave the bottlenecks behind and embrace a solution that aligns perfectly with the fast-paced demands of the modern lending environment.
Get started quickly with our standalone portal; or plug in to your existing customer experiences or systems with our unified API.
