We’re building the unified data layer of tomorrow
B2B and B2C businesses worldwide love Sikoia:
To set the standard for seamless, intelligent customer onboarding in financial services through best-in-class verification automation.
To create more efficient operations for financial services, we consolidate data from diverse sources and leverage document intelligence to generate actionable customer insights, removing manual verification tasks for banks and lenders.
Onboarding and risk assessment tend to be manual and involve multiple stakeholders, data sources, and systems.
In financial services, typically 40% of onboarding time is spent on customer due diligence.
Implementing, maintaining and orchestrating data sources and providers requires considerable resources, technologies and personnel.
This results in manual processes, unnecessary operational costs and increasing technical debt all whilst increasing friction with customers.
Customer verification requires complex reconciliation across multiple data sources to ensure information is accurate and up-to-date.
Manual processes are prone to error, leading to missed opportunities and costly mistakes.
By providing a single orchestration and access point for business and consumer data, we can help businesses operate more efficiently, make smarter business decisions and drive growth.
By removing friction across verification workflows, our solution reduces manual efforts by over 50% while enhancing applicant experience.
Our Data Dashboard centralises various data sets into a unified interface, improving efficiency with automation and AI. It standardises inputs, expedites document review, and generates insights, aiding informed decisions. Enabling institutions to boost competitiveness, become more customer-focused, and proactive in their onboarding and verification processes.
By automating data entry, and streamlining verification through instant cross-validation and completeness checks at upload, we enhance trust and unlock new opportunities.
This reduces manual efforts and communication delays, improving efficiency and reliability for businesses and their partners.
We are backed by some of Europe’s leading venture capital funds and Fintech founders:
Borderless ambition acknowledging local differences
Everybody is empowered to bring new perspectives
Accountability, Respect, Fairness
We want to make an impact and get things done
We strive for excellence and be the best at what we do
We value people, not roles and processes
We have been recognised by some of the worlds most prominent news outlets:
Sikoia Ltd is authorized and regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider (AISP) under the Payment Services Regulations 2017 (FRN: 942979) and as a credit reference provider (FRN: 942616). Sikoia Ltd is a credit broker and not a lender. Credit is subject to status.
