Unified access to multiple business and consumer credit bureaus.
Assess credit risk swiftly and accurately across 46+ European countries
Customise your decisioning processes and enable automatic risk flagging
Reduce the risk of defaults and bad debt by making informed onboarding decisions
Connect to major bureaus to access the most comprehensive view of your customer’s credit risk profile. With access to both consumer and business credit data, Sikoia’s unified access can support any credit or risk appraisal you need – all through a single API. Decreasing operational and compliance risk, reducing cost, increasing coverage, and improving accuracy.
Simple process for integrating, normalising and maintaining data from a wide range of third-party data sources.
Standardise decision-making logic and automate assessments with universal data models, providing maximum coverage.
Maximise coverage and minimised reliance on a single provider helping avoid service outages that may occur at any particular credit bureau.
Reduced customer touchpoints and improved decisions making processes ultimately improving customer conversions.
A single platform to access and orchestrate everything needed to evaluate risk more efficiently.
More cost-efficient operations and shortened time to market.
Access data from multiple business and consumer credit bureaus in one place. Ensuring that you have the relevant global coverage without the need of multiple international vendor contracts.
Get started quickly with our standalone portal; or plug in to your existing customer experiences or systems with our unified API.