Open Banking

Ensure unmatched uptime and coverage with unified access

Combining several connectivity and categorisation providers in a single platform, and covering both consumer and business accounts, Sikoia's Open Banking solution allows you to access your customers' bank account data securely, enhancing your user experiences and strengthening your risk management.

Talk to an expert
CHOOSE THE DATA PROVIDER OF YOUR PREFERENCE

What makes us unique

Illustration featuring partner logos, representing collaboration and partnerships.

Instant access

Easy Open Banking access, with white-labelled flows, with or without integration.

Guaranteed uptime

One end-point for different providers from our data marketplace allows for automated rerouting and enhanced uptime.

Unique coverage

Covering both consumer and business accounts and 30+ geographies and counting.

How Open Banking works with Sikoia

Initiate request

Downward-facing caret symbol, indicating a dropdown or expandable content.

Initiate white-labelled identification verification requests with ease, either through the Sikoia Dashboard or our API.

Authorise connectivity

Downward-facing caret symbol, indicating a dropdown or expandable content.

Once authorised, access real-time transaction data, account balances, and other relevant details directly from the specified bank or financial institution.

Output via API or portal

Downward-facing caret symbol, indicating a dropdown or expandable content.

Process and analyse the obtained data, highlighting trends and behaviours, evidencing risky transactions, and pinpointing potential financial solutions tailored to the user.

Categorisation and insights

Downward-facing caret symbol, indicating a dropdown or expandable content.

Leverage these insights to fine-tune financial products or services, ensuring they resonate with customer preferences and behaviours.

Fully configurable customer checks

Seamless API integration

Our all-encompassing API ensures smooth incorporation of data providers, enhancing your existing onboarding strategies.

Dynamic provider choices

Opt for your desired open banking data source, merging effortlessly with frontrunners like Yapily, GoCardless, and many more on request.

Affordability Insights

Automate customer affordability and budget planner assessments. Reduce time spent by at least 75% - from hours to seconds - and remove subjectivity in the process.

Beyond Open Banking, Sikoia's Affordability Insights

Unlock the full potential of financial data with Sikoia's effortless platform. Our capabilities surpass Open Banking connectivity, including modules like Bank Statements extraction and our Consumer Affordability Insights, equipping you with holistic insights, supercharging your decision-making processes, and enhancing your client experiences through maximum efficiency and competitiveness. Whether integrating into your existing apps and processes with our API, or taking advantage of our no-integration-required Dashboard, Sikoia's comprehensive solution ensures maximum transparency and efficiency.

Your choice, our modules

  • Checkmark symbol representing verification or completion.

    PEPs, Sanctions & Adverse Media

  • Checkmark symbol representing verification or completion.

    Identity Verification

  • Checkmark symbol representing verification or completion.

    Credit Bureaus

  • Checkmark symbol representing verification or completion.

    Open Banking

  • Checkmark symbol representing verification or completion.

    Public Registries & Online Data

  • Checkmark symbol representing verification or completion.

    Documents

Getting started is easy

Our sign-up is quick, giving you instant access to a 2-week free trial. No obligations, just pure exploration.

Quick sign-up