Matt Lowndes is Innovation Director at Mortgage Advice Bureau, where he focuses on developing and embedding digital strategies across the business. He brings over 20 years of experience in the mortgage sector, having previously founded Coreco and held leadership roles spanning broker operations and technology.

Claire Beevor works at HSBC, where she focuses on customer experience and operational delivery. She has over 15 years of experience in financial services, including previous roles at Nationwide Building Society, with a background in strategy and service improvement.

Lucas Lopes is Chief Product Officer for Consumer Information Services & Verifications UK&I at Experian, where he focuses on leading product strategy and innovation. With a background in financial services and technology, Lucas has experience in driving digital transformation and developing solutions that enhance consumer credit experiences.

Laura Myers is Intermediary Distribution Development Manager at Lloyds Banking Group, where she focuses on managing relationships with intermediary partners and supporting growth across the Group’s mortgage brands. She has a broad background in supplier partnerships, technology account management, and operations, with experience spanning both commercial and technical roles.

Dale Jannels is CEO at One Mortgage System (OMS), where he focuses on driving technology innovation to support brokers, lenders, and networks across the mortgage market. With over 30 years in the industry, Dale brings deep experience in specialist lending and distribution, and now leads OMS in delivering end-to-end tech solutions that streamline the mortgage journey from sourcing to submission.

Liz Syms is CEO and Founder of Connect Mortgages and Connect for Intermediaries, where she focuses on supporting brokers with specialist and complex mortgage cases. She has more than 25 years of experience in the industry, with a background in buy-to-let, commercial finance, and network development.

Stephen Hogg is Chief Operating Officer at Enra Specialist Finance, where he focuses on overseeing operational strategy and delivery across the business. He has extensive experience in financial services, with a background in mortgage lending, credit risk, and operational leadership.

Lucinda Brown is Head of Mortgages Transformation at Chetwood Financial, where she focuses on leading digital initiatives to improve mortgage processes and customer experience. She has a background in sales and proposition delivery, and previously held roles at Lloyds Banking Group, where she worked across various mortgage and transformation programmes.

Alexis is the founder and CEO of Sikoia. Prior to founding Sikoia, Alexis was an investor at SoftBank Vision Fund, a leading global growth equity fund with $100 billion AuM. At SoftBank, he focused on Fintech, marketplaces, and enterprise software start-ups in Europe and the US. Prior to that, Alexis advised financial institutions on more than $30 billion worth of M&A transactions at Merrill Lynch and Moelis & Co.

Emmaneulle is Head of Commercial at Sikoia, where she focuses on client delivery and supporting financial institutions with onboarding and verification solutions. She has worked across fintech, data, and compliance-focused roles, with experience in product-led growth and operational delivery.

Stephen is Sikoia's Chief Data Officer and a seasoned data science and risk thought leader with a global track record. Having started his career at BCG, Stephen has held multiple data, credit risk, and tech roles at banks in Australia, the Netherlands, and the UK, including Head of Data and Analytics Engineering at JP Morgan Equities, and CRO and Head of Data Science at consumer lender Oakam.